PRIVACY POLICY

Printer Friendly Version Rev. 03/2020

FACTS

WHAT DOES AMERICAN BUSINESS BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and account balances
  • Account transactions and purchase history
  • Checking account information and payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons American Business Bank chooses to share; and whether you can limit this sharing.

Reason we can share your personal information Does American Business Bank share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your accounts(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you. Yes No
For joint marketing with other financial companies. No We don't share.
For our affiliates' everyday business purposes – information about your transactions and experiences. No We don't share.
For our affiliates' everyday business purposes – information about your creditworthiness. No We don't share.
For nonaffiliates to market to you No We don't share.

Questions?

Call (213) 430-4000.

Who we are
Who is providing this notice? American Business Bank

What we do
How does American Business Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does American Business Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • American Business Bank has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • American Business Bank doesn't share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • American Business Bank doesn't jointly market.

Other important information






 

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