California Consumer Privacy Act Policy


Last Policy Update: January 1, 2020

In order to provide a financial product or service, American Business Bank collects information on consumers to establish and service the financial product or service. We are providing this policy notice to disclose your rights and what personal information is collected, the source of that information, and who we share that information with.

REQUEST TO KNOW
As a California resident, you have the right to request the Bank to disclose to you what personal information it collects, uses, discloses, and sells (American Business Bank does not sell personal information for a business or commercial purpose).

To submit a request, you can either call our toll free number 877-426-2252, or send your request to:

American Business Bank
Attention: Central Operations
400 South Hope St. Suite 300
Los Angeles, CA 90071

Toll-free Number
If you call our toll free number, you will be required to provide us your full name and other personal information to verify your identity.

Written Request To ensure we only provide your personal information to you, please provide your full name and phone number so we may contact you to further validate your identity.

REQUEST TO DELETE
In addition to your rights to know, you also have the right to request deletion of personal information the Bank collected, used, disclosed, and sold (American Business Bank does not sell personal information for a business or commercial purpose).

To submit a request, you can either call our toll free number 877-426-2252, or send your request to:

American Business Bank
Attention: Central Operations
400 South Hope St. Suite 300
Los Angeles, CA 90071

Toll-free Number
If you call our toll free number, you will be required to provide us your full name and other personal information to verify your identity.

Written Request To ensure we only provide your personal information to you, please provide your full name and phone number so we may contact you to further validate your identity.

REQUEST TO OPT OUT OF THE SALE OF PERSONAL INFORMATION
American Business Bank does not sell personal information for a business or commercial purpose.

NON-DISCRIMINATION RIGHTS
As a consumer, you have the right to not receive discriminatory treatment for exercising the privacy rights conferred by the California Consumer Privacy Act.

AUTHORIZED AGENT
A consumer may designate an authorized agent by; i) providing us written permission of that authorization, ii) meeting the definition of an authorized agent under CCPA, and iii) our ability to verify the consumer’s own identify through our validation process.

Category of Personal Information Categories of Sources Purpose Shared With
Name Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Social Security Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Address Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Date of Birth Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Telephone Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Passport Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Driver License Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
State Identification Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Employment Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor
Bank Account Number Loan Application, New Account Opening Documents Apply for a loan, open a deposit account Our processor

CONTACT FOR MORE INFORMATION
For questions or concerns about the Bank’s privacy policies and practices contact us at 877-426-2252.


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Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.

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